Thinking of upgrading from HDB to condo?
Let's make sure you get it right.
It's the biggest financial move your family will make. You deserve a clear plan—not guesswork. I help East Singapore families upgrade with confidence, so you protect your CPF and build real wealth.
It's free, no strings attached!
Watch: A quick intro from Elfi (90 seconds)
Not sure where to start? This short video explains how I help families like yours.
Upgrading shouldn't feel this stressful
You've worked hard to get here. But between conflicting advice and complicated numbers, it's hard to know if you're making the right call.
Should we buy now or wait?
Everyone has an opinion. Your parents say one thing, forums say another. It's hard to know what's actually right for your situation.
New launch or resale?
Both have pros and cons. But without clear data, you're essentially guessing—and a wrong choice can cost you years of wealth building.
What if we overstretch?
You want to give your family a better home, but not at the cost of financial stress. The CPF rules alone are confusing enough.
I'm not just another agent. I'm your upgrade planner.
I only work with HDB owners upgrading to condos in East Singapore. That focus means I can offer things most agents can't:
Ground-level knowledge you won't find online
Off-market listings, which units to avoid, hyperlocal insights from 13 years in the East.
Seamless transitions, even without 5% deposit
I'll structure your buy-before-sell timeline so you're never homeless or squeezed.
Honest advice—even if it means 'wait'
If the numbers don't work, I'll tell you. My reputation is built on trust, not quick sales.
How we'll work together
A clear path from 'thinking about it' to 'moved in happily.'
Get the checker
Understand your 'Safe Price' before we even talk.
Book a call
We'll review your situation—no pressure.
Get your roadmap
A personalized plan for your upgrade.
Move in
I handle the complexity. You enjoy.
What my clients say
"Elfi actually advised us to wait 6 months. Any other agent would have pushed us to buy. That patience saved us over $50K when the market shifted."
"We needed to buy before selling but didn't have enough cash. Elfi structured everything so we never felt stretched. She made it feel effortless."
The people behind
Meet Our Team
A dedicated team of property specialists committed to your successful upgrade journey.
Elfi
HDB-to-Condo Specialist
13 years helping East Singapore families upgrade with confidence.
Jimmy
Technology & AI Lead
Building smart tools that give our clients a real edge.
Alyssa
Client Relations Manager
Ensuring smooth communication and support throughout your journey.
Azhar
Listing & Buyer Specialist
Matching the right buyers to the right homes, every time.
Your advisor
Hi, I'm Elfi
HDB-to-Condo Specialist, East Singapore
For 13 years, I've helped Singapore families navigate the upgrade from HDB to condo. I chose to specialize in Districts 15, 16, and 18 because depth matters more than breadth. When you know every project, every street, every price movement—you spot opportunities others miss. More importantly, you protect families from mistakes that take years to recover from.
Questions
You might be wondering...
Absolutely. The best time to plan is 6–12 months before you're ready. The tool helps you prepare so you're in position when the time comes.
I'd rather be excellent in one area than average everywhere. My network, knowledge, and off-market access are concentrated here—better results for you.
Not necessarily. Many clients buy first, then sell. I'll help structure the timeline so you're never homeless or overextended.
Then I'll explain why, and we'll plan for when it makes sense. I'd rather earn your trust than push you into something wrong.
Ready to take the first step?
Download the checker and get clear on your numbers. No commitment, no pressure—just practical preparation.
Get the free checker